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Make the Most of Your Yearly Allowable Insurance Amount Torrance, CA

Make the Most of Your Yearly Allowable Insurance Amount

Dental Insurance Torrance CA

Every New Year’s Day is a significant date when it comes to your dental insurance coverage. It’s the day when your benefit amounts reset from the previous one.

In other words, if you don’t use your benefits in 2020, you lose them effective New Year’s Day 2021. And on 1/1 your allowable (and deductible) resets.

What does all of that mean?

Use the Coverage That’s Left for 2020

Maybe you’re entitled to two dental cleanings per year, but you only used one of them this year because of all the shutdowns. Unfortunately, you can’t roll the other one over to 2021 and enjoy three cleanings next year. The one from this year expires the moment 1/1 gets here. Take advantage of your included coverage while you still have time.

Make the Most of Your Deductible

Have you met your deductible for the year? If so, it’s financially better to go ahead and pay toward any remaining dental treatments that are left on your care plan. That way you won’t have to pay the deductible all over again before the remaining therapy is concluded.

Space Out Appointments to Work to Your Advantage

Even though the deductible will reset on January 1st, your annual allowables will too. What that means is if you’re covered up to a set number of dollars in dental procedures each year and use all of them, you’re entitled to the same amount again come New Year’s Day. Depending on what procedures you still need, you can work the coverage schedule to your advantage.

Have questions about your insurance coverage? Call Torrance Oral Surgery and Dental Implant Center today and we’ll be happy to assist you.

Posted on behalf of Torrance Oral Surgery Center

23451 Madison St #120
Torrance, CA 90505

Phone: (310) 373-0667


Monday 8AM - 5PM
Tuesday 8AM - 5PM
Wednesday 8AM - 5PM
Thursday 8AM - 5PM
Friday 8AM - 5PM


23451 Madison St #120
Torrance, CA 90505


(310) 373-0667

Office Hours:

Monday 8AM - 5PM
Tuesday 8AM - 5PM
Wednesday 8AM - 5PM
Thursday 8AM - 5PM
Friday 8AM - 5PM

Torrance Oral Surgery Center

Our Client Reviews

5.0/ 5.0

Based on 174 reviews

Paul M.

A positive experience from start to end. I got a sense that this was going to go well and it did. Two extractions, two implants, bone graft and removal of four part bridge. Leaving part of the bridge on one tooth. If there were 10stars they would be for Torrance oral surgery group and Dr. Alicia Wolf / Blanco Demtal Group for recommending Ben.

Mindy W.

This is a very welcoming center. Everyone seemed very competent and helpful. I had an oral biopsy today. No waiting. The staff were ready for me and all was in place. Dr. Yagoubian was warm , cheerful and I felt in extremely capable hands. I am so grateful I was referred to him. Sincerely, Mindy W.

Jessica Z.

The staff here are super friendly and always show genuine concern. I got my wisdom teeth pulled about a year ago and Dr. Yagoubian and his staff made me feel less anxious about the procedure. When I was done, they were thorough with their instructions on how to take care of myself while my wounds healed. They even gave me an ice pack to wrap around my head for the swelling (super useful). Dr. Yagoubian even called to check in on me after the surgery. So when I needed more extractions done this year for orthodontic treatment, I made an appointment here and once again I was well taken care of. Every single person in this office was friendly. During the procedure, they made me feel less anxious even though I was super shaky about getting local anesthesia. They gave me detailed instructions on how to care for my wounds, always gave me an opportunity to ask questions. And once again, Dr. Yagoubian called after the procedure to make sure I was doing well. Now, anytime someone mentions they need their wisdom teeth removed, I tell them Dr. Yagoubian is the man!!

D. W.

What a nice and knowledgeable Doctor! Dr. Ben took the time to answer all our questions about the removal of all four wisdom teeth. He explained in detailed what was going to happen and the reason why he does the procedure. It’s obvious that he loves what he does. His staff is very welcoming and friendly. The nice lady in charge of the billing explained very clearly everything. Dr. Ben even called us the evening after the surgery to check if everything was ok. We highly recommend Dr. Yagoubian!

Chahab S.

Dr Yagoubian is an excellent oral surgeon, supported by a very professional staff. They made the experience as stress-free as possible. Highly recommended.

Dr.Lou T.

Very professional and always available. My patients have always had good experiences with the office.


Dr. Benjamin is awesome I highly recommend him to everyone he is highly efficient and fast he knows how to comply with patient needs and overall is an amazing guy ! Check him out he is awesome!!!

Raj G.

Dr. Yagoubian is excellent. I was in state for business when my wisdom tooth broke. I was lucky enough to find Dr. Yagoubian's office. Everyone there was professional and courteous. The procedure went smoothly. Dr. Y is highly skilled, meticulous, and a very personable health care provider (a rarity in the field, in my opinion). If you need an oral surgeon, I highly recommend him.