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Make the Most of Your Yearly Allowable Insurance Amount Torrance, CA

Make the Most of Your Yearly Allowable Insurance Amount

Dental Insurance Torrance CA

Every New Year’s Day is a significant date when it comes to your dental insurance coverage. It’s the day when your benefit amounts reset from the previous one.

In other words, if you don’t use your benefits in 2020, you lose them effective New Year’s Day 2021. And on 1/1 your allowable (and deductible) resets.

What does all of that mean?

Use the Coverage That’s Left for 2020

Maybe you’re entitled to two dental cleanings per year, but you only used one of them this year because of all the shutdowns. Unfortunately, you can’t roll the other one over to 2021 and enjoy three cleanings next year. The one from this year expires the moment 1/1 gets here. Take advantage of your included coverage while you still have time.

Make the Most of Your Deductible

Have you met your deductible for the year? If so, it’s financially better to go ahead and pay toward any remaining dental treatments that are left on your care plan. That way you won’t have to pay the deductible all over again before the remaining therapy is concluded.

Space Out Appointments to Work to Your Advantage

Even though the deductible will reset on January 1st, your annual allowables will too. What that means is if you’re covered up to a set number of dollars in dental procedures each year and use all of them, you’re entitled to the same amount again come New Year’s Day. Depending on what procedures you still need, you can work the coverage schedule to your advantage.

Have questions about your insurance coverage? Call Torrance Oral Surgery and Dental Implant Center today and we’ll be happy to assist you.

Posted on behalf of Torrance Oral Surgery Center

23451 Madison St #120
Torrance, CA 90505

Phone: (310) 373-0667


Monday - Friday 8AM - 5PM
Torrance Oral Surgery and Dental Implant Center logo

What Our Patients Say About Us

Even our patients who have been told in the past that they are not good candidates for dental implants have found options at our clinic.

  • Mindy W.

    This is a very welcoming center. Everyone seemed very competent and helpful. I had an oral biopsy today. No waiting. The staff were ready for me and all was in place. Dr. Yagoubian was warm , cheerful and I felt in extremely capable hands. I am so grateful I was referred to him. Sincerely, Mindy W.

  • Raj G.

    Dr. Yagoubian is excellent. I was in state for business when my wisdom tooth broke. I was lucky enough to find Dr. Yagoubian's office. Everyone there was professional and courteous. The procedure went smoothly. Dr. Y is highly skilled, meticulous, and a very personable health care provider (a rarity in the field, in my opinion). If you need an oral surgeon, I highly recommend him.

  • Chahab S.

    Dr Yagoubian is an excellent oral surgeon, supported by a very professional staff. They made the experience as stress-free as possible. Highly recommended.

  • Paul M.

    A positive experience from start to end. I got a sense that this was going to go well and it did. Two extractions, two implants, bone graft and removal of four part bridge. Leaving part of the bridge on one tooth. If there were 10stars they would be for Torrance oral surgery group and Dr. Alicia Wolf / Blanco Demtal Group for recommending Ben.